Now during the Depression many people lived in their cars in a less than desirable fashion all because they didn't have the means to live anywhere else, nor realized that they could improve the situation. You do see the times that are coming our way. We may not be able to have the perfect prep closet, but we can have the vision that we can make life comfortable.
I do not believe we have seen the end of the housing crisis, and I do believe that many people will become homeless. So then what? Are you prepared to think outside the box? Are you concerned what others will think? Or have you considered options such as living in a tent at a national park(for example)?
I know that there are some folks out there that will be blindsided when they lose their home- whether it is unforeseen or a tragedy occurs, but others know that they are close and refuse to prepare. If you are close to losing your home because you have not made payments, prepare. Look for options now. Do not resort to pleading in front of a news camera...stand up now and look. The burden is heavy if you are close. But this is not the end of the world. Many rise from failure and shine. I know that this is hard to believe because we live in times where everyone is a winner, and many have never had to learn that one must know how to lose in order to win.
Now is the time. If you are close to losing your home- do not, I repeat- do not purchase anything for the holidays- no justification. Stop now. Make a card for the loved ones, or refurbish something you already have, or just be honest with those you love. Now is the time. Children will understand. Please prepare now.